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Mortgages and Other Loans
The interest payments to Dwelling House from your loan provides the best source of income to Dwelling
House, and helps to support the mission of building up disadvantaged persons and communities. Since a number of our loans are made to so-called "high risk" mortgage applicants, we also need  loans that are traditionally considered to be a good credit risk. Please think of Dwelling House
for your next mortgage, home improvement or home equity loan. We do not sell your mortgage;
we hold it to maturity. You will be assured of working with someone whom you know for the duration of your mortgage. Our rates are competitive, you may contact us for more information regarding out current rates. Other lenders have a goal of "increased profit margins per loan" which they achieve by higher fees, quick sales of loans, lending at higher rates to
disadvantaged borrowers (who most need the lower rates), and high down-payment requirements. Placing your loan with Dwelling House ensures that we further our mission of helping bring new life to
disadvantaged communities. Although we accept savings accounts from anywhere, our loans are made in Western Pennsylvania
Dwelling House offers conventional mortgages, as well as insured programs through FHA and VA. Loans are offered for either primary residences, or for
rental properties. At this time, loans on commercial properties must have a residential component.
Home Improvement Loans
Dwelling House offers home improvement loans for all types of residential properties. You do not have to have your mortgage with Dwelling House to arrange a home improvement loan through us. Contact us for a quote on our loan rates.
Home Equity Loans
Facing college tuition payments? Dwelling House offers home equity loans
for all types of residential properties. You do not have to have your mortgage with Dwelling House to arrange a home equity loan through us.
Commercial Loans
Commercial loans are now available up to $20,000 for a ten year term. For more information contact us.
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