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DWELLING HOUSE SAVINGS AND LOAN ASSOCIATION
YOUR RIGHT TO FINANCIAL PRIVACY
You have the right to know the privacy policies and practices of the financial institutions you deal with in respect to information sharing
with both affiliates and nonaffiliated third parties. This notice describes our privacy policies and practices.
Privacy Notice
We collect nonpublic personal information about our customers from the following sources:
- Information we receive from consumers on application forms taken for a mortgage or savings account, other documents we use in connection
with a customer's mortgage or savings account;
- Information about a customer's transaction with us;
- Information we receive from a consumer-reporting agency.
We do not and will not disclose any nonpublic personal information about our customers to anyone, except as permitted by law, specifically
Title V of the Gramm-Leach-Bliley Act of 1999. If a customer decides to close his account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.
We restrict access to our customers personal and account information only on a strictly enforced need to know basis.
We will maintain physical, electronic and procedural safeguards that comply with federal standards to guard our customers' nonpublic personal information.
Definitions
We will use certain terms in this notice that are defined as the following:
We, our and us. This will always mean DWELLING HOUSE SAVINGS AND LOAN ASSOCIATION.
You and Your. This means our customers with whom we have a continuing relationship through one or more accounts, and also consumers
who use a service we provide without any real account relationship or someone who may have applied for a loan but was declined.
Publicly available information. Information that is lawfully available to the general public from official public records (such as
real estate records or securities filings), information from widely distributed media (such as telephone books, television, radio or newspaper) or information that is required to be disclosed to the general public
by Federal, State or Local law (such as securities filings).
Nonpublic personal information. Personally identifiable financial information that is not available from public sources (as described
above).
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